What Are Hybrid Funds?: Hybrid funds invest across equity and debt, balancing growth potential and stability, making them suitable for investors seeking moderate returns.
Key Advantages: Equity allocation offers long-term appreciation, while debt portion cushions volatility, providing diversification benefits compared with investing in a single asset.
Possible Drawbacks: Market swings still impact returns, asset allocation may underperform pure equity in bull runs, and fund expenses reduce overall gains.
Types & Suitability: Investors can choose conservative, balanced, or aggressive hybrid plans depending on risk appetite, goals, and investment horizon for wealth building.
Who Should Invest?: Ideal for new investors, retirees needing stability, or anyone wanting balanced exposure with SIPs, periodic reviews, and realistic return expectations.