5 Tips to Build a Low-Cost Portfolio With Index Funds

Antara Bhattacharyya

Choose Broad Market Index Funds: Opt for funds tracking major indexes like the S&P 500 to ensure diversified exposure at minimal costs across multiple sectors.

Stick to Low Expense Ratio Funds: Prioritize index funds with expense ratios below 0.10% to reduce fees and maximize your long-term investment returns.

Automate Regular Investments: Set up monthly SIPs to invest consistently, harnessing the power of compounding and rupee-cost averaging without timing the market.

Rebalance Annually, Not Frequently: Check your portfolio once a year to align with your goals—frequent trading only adds costs without boosting performance.

Avoid Overlapping Funds: Choose funds covering distinct indexes to prevent duplication and maintain efficient diversification in your portfolio.

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