5 SIP Myths Many Investors Still Believe

Antara Bhattacharyya

SIPs Guarantee High Returns: Many believe SIPs always yield high profits. In reality, returns depend on market performance, fund choice, and investment horizon.

SIPs Are Only for Small Investors: SIPs suit all investors, big or small, offering flexibility to invest systematically and build wealth through disciplined, long-term investing.

SIPs Eliminate All Market Risks: SIPs reduce the impact of volatility but can’t remove market risk. The key is consistency and long-term commitment to investments.

Stopping SIPs During Market Lows Is Wise: Pausing SIPs in downturns harms returns. Investing during lows helps accumulate more units and boosts long-term wealth.

SIPs Need Constant Monitoring: Once started, SIPs don’t need frequent tracking. Reviewing periodically and staying invested ensures a smoother wealth creation process.

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