Why PayPal is Struggling in AI Investments

Simran

Trust issues around data privacy and security slow adoption of PayPal’s AI-driven financial tools.

Integrating AI into PayPal’s legacy payment systems is complex and delays visible results.

Fierce competition from AI-savvy fintechs and tech giants pressures PayPal’s growth path.

Strategic turnaround means AI benefits will be seen more in the medium to long term.

PayPal Ventures backs startups like Kite AI, but early-stage bets carry uncertain returns.

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