5 Reasons You Shouldn’t Skip SIP Instalment

Antara Bhattacharyya

Disrupts the Power of Compounding : Missing even one SIP instalment can reduce long-term gains by interrupting the compounding effect that builds wealth steadily

Affects Investment Discipline : SIPs encourage consistent investing. Skipping instalments breaks this habit, making it harder to stay financially disciplined over time

Delays Financial Goals : Every skipped SIP pushes your financial goals—like buying a home or retirement—further away due to reduced investment value

Reduces Rupee Cost Averaging Benefit : Skipping instalments makes you lose the advantage of rupee cost averaging, which helps reduce market volatility over time

Impacts Credit and Financial Planning : Frequent SIP skips could affect automated payment records and disrupt your broader monthly financial planning and cash flow

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