Disrupts the Power of Compounding : Missing even one SIP instalment can reduce long-term gains by interrupting the compounding effect that builds wealth steadily
Affects Investment Discipline : SIPs encourage consistent investing. Skipping instalments breaks this habit, making it harder to stay financially disciplined over time
Delays Financial Goals : Every skipped SIP pushes your financial goals—like buying a home or retirement—further away due to reduced investment value
Reduces Rupee Cost Averaging Benefit : Skipping instalments makes you lose the advantage of rupee cost averaging, which helps reduce market volatility over time
Impacts Credit and Financial Planning : Frequent SIP skips could affect automated payment records and disrupt your broader monthly financial planning and cash flow